Jumbo Loans
A jumbo loan is a mortgage used to finance properties that are too expensive for a conventional conforming loan. The maximum amount for a conforming loan in Colorado is $647,200 in most counties, as determined by the Federal Housing Finance Agency (FHFA). Homes that exceed the local conforming loan limit require a jumbo loan.
Also called non-conforming conventional mortgages, jumbo loans are considered riskier for lenders because these loans can’t be guaranteed by Fannie and Freddie, meaning the lender is not protected from losses if a borrower defaults.United Home Mortgage Network offers Jumbo loans with either a fixed interest rate or an adjustable rate, and they come with a variety of term options. More questions? Fill out the quick quote form and a loan officer will contact you.
Below is Conforming Loan Limits for each Colorado County for 2022 as determined by the FHFA.
County Name | 1-Unit | 2-Units | 3-Units | 4-Units |
ADAMS | $684,250 | $875,950 | $1,058,850 | $1,315,900 |
ALAMOSA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
ARAPAHOE | $684,250 | $875,950 | $1,058,850 | $1,315,900 |
ARCHULETA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
BACA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
BENT | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
BOULDER | $747,500 | $956,950 | $1,156,700 | $1,437,500 |
BROOMFIELD | $684,250 | $875,950 | $1,058,850 | $1,315,900 |
CHAFFEE | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
CHEYENNE | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
CLEAR CREEK | $684,250 | $875,950 | $1,058,850 | $1,315,900 |
CONEJOS | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
COSTILLA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
CROWLEY | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
CUSTER | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
DELTA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
DENVER | $684,250 | $875,950 | $1,058,850 | $1,315,900 |
DOLORES | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
DOUGLAS | $684,250 | $875,950 | $1,058,850 | $1,315,900 |
EAGLE | $862,500 | $1,104,150 | $1,334,700 | $1,658,700 |
ELBERT | $684,250 | $875,950 | $1,058,850 | $1,315,900 |
EL PASO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
FREMONT | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
GARFIELD | $856,750 | $1,096,800 | $1,325,800 | $1,647,650 |
GILPIN | $647,200 | $875,950 | $1,058,850 | $1,315,900 |
GRAND | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
GUNNISON | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
HINSDALE | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
HUERFANO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
JACKSON | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
JEFFERSON | $684,250 | $875,950 | $1,058,850 | $1,315,900 |
KIOWA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
KIT CARSON | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
LAKE | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
LA PLATA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
LARIMER | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
LAS ANIMAS | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
LINCOLN | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
LOGAN | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
MESA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
MINERAL | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
MOFFAT | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
MONTEZUMA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
MONTROSE | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
MORGAN | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
OTERO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
OURAY | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
PARK | $684,250 | $875,950 | $1,058,850 | $1,315,900 |
PHILLIPS | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
PITKIN | $856,750 | $1,096,800 | $1,325,800 | $1,647,650 |
PROWERS | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
PUEBLO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
RIO BLANCO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
RIO GRANDE | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
ROUTT | $678,500 | $868,600 | $1,049,950 | $1,304,850 |
SAGUACHE | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
SAN JUAN | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
SAN MIGUEL | $756,700 | $968,700 | $1,170,950 | $1,455,200 |
SEDGWICK | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
SUMMIT | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
TELLER | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
WASHINGTON | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
WELD | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
YUMA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |